Foresters Legal Link Benefit – nonmember view

Foresters has some very unique member benefits, not the least of which is this awesome benefit called Legal Link.

This is a membership into the Legal Club of America, paid for entirely simply by being a member (certificate holder) of Foresters. There is no extra charge for the legal club benefit, other than being a Foresters member.

Your clients will love this. Foresters has great life insurance products including term, UL, and final expense insurance.
They also have a very inexpensive accidental death-only policy.

Last week, Foresters announced additional states where they will accept a 100% telephone-only application for their final expense product, called PlanRight.

See the Planright 100% by phone availability map here.

Watch this video on the awesome Legal Link benefit, which goes far beyond just offering a Last Will & Testament.

Foresters contracting is available here, or through your regular FMO channel.
Click the image to watch the video:

Members only

This webinar aired on June 6, 2013.
Its replay is for agents only and limited to members of


Questions?  Write to us here with your questions about Foresters.


Foresters Legal Link – an incredible benefit

Foresters has some very unique member benefits, not the least of which is this awesome benefit called Legal Link.  This is a membership into the Legal Club of America, paid for entirely simply by being a member (certificate holder) of…


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Gerber Life Guaranteed Issue Life Insurance


Gerber Life Contracting Now Available

The Gerber Life guaranteed issue life plan is now available for sale through independent agents.
This plan has no health questions and effective immediately upon acceptance. 
In the first year, if death occurs, 110% of the premiums paid are returned (unless accidental death – then full face amount).
The same through year two. From year two plus one day, it pays the full amount for death for any reason.


1) What is the commission for Gerber's Guaranteed Issue plan?

60%, paid As Earned only – no advancing is offered

2) What is the chargeback policy if death happens in the first two years?

100% of the first year commission in year one. 50% if death occurs in year two (of all commissions paid).

3) Is the Electronic Application process available to independent agents?

Yes, and it's super easy. Voice or online signature options are available. However, the first application MUST be submitted by paper, on any product, in order to activate your appointment and access to the E-app process.

4) Will independent agents also have access to the very-popular Gerber Grow Up (child) plan?

Yes, same way. Paper application is required for the first policy application.



Gerber Agent Contract


Guaranteed Life_product_brochure

Also available through this contracting:

Grow Up Plan Brochure

College_Plan Brochure

Agent Application Chart forms by state

Need a product application for state?

Write here and please specify the state and product.

Alan Benedict on Selling Final Expense

Alan Benedict on Final Expense Selling (Audio) Hear the audio by pressing the play button: See the great article written by Alan Benedict on Final Expense here:…


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Perfect Final Expense Presentation

Final Expense Presentation – The best. This is an interview with Chris' good friend Gary in Indiana. Gary is a dynamite final expense life insurance producer and this is his presentation that he gives the same way, every time. This are…


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