Welcome to the POST-Annual Enrollment Period {See the Video Below!!!} January 1 to March 31, 2020 Now the second fun season begins! We are now heading into what was before called the “Medicare Advantage Disenrollment Period”. This is covered on…
New E-App coming from Cigna… when? We don't know. There is no date yet announced for the implementation of “Express App 2.0”. The new E-App was announced literally TWO HOURS before the webinar showing how to use it. We…
These updates cover AETNA, Bankers Fidelity, Mutual of Omaha companies, CIGNA, and Everest Re. Some good, some bad updates – but you need to know, and you won't get a company flyer on some of these updates! See the…
Every FMO is pushing the new GTL Precision Care cancer plan, so we took a very close look at it. While it has lots of sizzle, with the price as much as 4 times the cost of normal, lump-sum Cancer…
Best practices for maintaining your book of business. In this video, we go over how to create a renewals-notification process that is highly effective and gives you a very high chance of maintaining your clients over the years. Show…
Cigna was the #1 Medicare Supplement written by independent agents in the last 18 months. This webinar, from Cigna Supplemental Benefits, goes into their product offerings and how to do business with them. {“@context”: “http://schema.org”,”@type”: “VideoObject”,”name”: “Cigna JUL10″,”description”: “This video…
Insights picked up from the Cigna top producer's excursion to Banff, Alberta Canada for the 2018 trip: Cigna has grown incredibly fast. They will be converting over more states to the CHLIC (Cigna Health and Life) brand, while trying their best…
UPDATE: April 23, 2018: The Cigna executive now denies that he told us March 9 was the implementation date, although multiple staff members were there and took notes on this specific date. They are now back-tracking on this and have…
These carriers have all announced changes in the past couple of weeks. Aetna and Cigna continue to launch new brand names in new locations in order to remain competitive. Manhattan Life is starting to roll out their first significant rate…
This is the latest Cigna webinar showing how to do the electronic application for Medicare Supplement and/or the other ancillary products. This webinar runs approximately 30 minutes. State Approvals Product Availability Chart – CSB (PDF 459.48k) Rate Adjustments – ARLIC…
Ireland was a truly amazing experience. We joined top producers from all around the USA on this grand visit to the “Emerald Isle” and while there, Cigna made some announcements about their future and why they will remain a major…
While each carrier has their own quirks and things that bother agents from time to time, this one takes the cake. Here is the bottom line: If there is a problem with the banking information that you submitted on your…
This is an update on who the top folks in the industry are writing and why. And answering, “Do you always sell the cheapest plan?” The list includes, but is not strictly limited to: Aetna (American Continental, Continental Life, Aetna…
Lots of updates with reference links added. THIS IS A VERY HELPFUL WEBINAR on MANY topics! You need to know: From December 3, 2016 See the video: {“@context”: “http://schema.org”,”@type”: “VideoObject”,”name”: “Medicare Private Briefing December 3 2016″,”description”: “This video contains Medicare…
Here are two major tips about CIGNA business: 1) CIGNA does not draft upon approval, OR on the effective date. They draft on the date that the person selected, but only AFTER the effective date. So, if the person chose…
SEE THE WEBINAR REPLAY VIDEO HERE: Bonus video: This video was from the night before the webinar above, as Eugene and I were preparing for the webinar. His telemarketer transferred an interested individual from California. This man is a millionaire…
-From Christopher Westfall
July 21, 2016
The Justice Department has filed two separate suits to prevent the merger between both Aetna and Humana and the merger of CIGNA and Blue Cross.
Today, Aetna said that they will defend their acquisition of Humana and gave the substantial reasons why such a merger is a good thing for the country.
Among the reasons given, Aetna says that the combined company would “Improve affordability, quality, and consumer choice.”
Their stats show that a combined Aetna/Humana company would still only serve 8% of eligible Medicare beneficiaries, far from the monopoly that the Justice Department will argue would result from the combined forces.
We are continuing to monitor the situation and expect that Obama's Justice Department will do everything in their power to prevent the merger, and it might ultimately be settled by a federal judge.
The original Aetna press release can be found here.
In this update, we cover a new product launch coming out this summer, also Q&A on why companies change their names and how to overcome the #1 objection you get when selling by phone. Also, I talk about pre-existing conditions…
Covered in this webinar: CIGNA, CSI LIFE, Americo, Mutual of Omaha, Manhattan Life, Household Discounts vs Spouse Discounts, T65 Marketing, T65 Process, Part B knowledge, Data for Dialing, and Open Enrollment vs. Guarantee Issue See the video: Skip to 25:00…
CIGNA has started rolling out their substandard rate classes in various states. They are also starting to offer spouse discounts (upon both being approved, 7%) and Silver & Fit wellness program (but it's not free). See the video from July…
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