Mutual of Omaha Watching You, Acupuncture, and More: 02-08-21 Meeting

There are some very interesting updates in the Medicare world this week.
We cover the Social Media Monitoring Policy of one of the insurance carriers and the new Medicare stance on Acupuncture, Short-Term Health Plans..and more.

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What Chris Learned in Mexico with New Era Trip

This will be updated with things Chris has picked up from the top producer's trip from New Era life in Cancun, Mexico from March 4 – 9th. Video 1 – Thursday March 5, 2015 early in the morning.. A quick recap…

     


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Best time to start a new Medicare Supplement plan

This is a public post answering the question, “When is the best time to start my new Medicare Supplement plan.”

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This answers the question as to the best effective date for a new Medigap plan.

NOTE: For those on Medicare Disability, and turning 65, the effective date of their >65 Medicare Supplement has to be ON THEIR exact birthday… NOT on the first of their birthday month.

Why? Because since they're already on <65 Medicare, due to disability, THEIR Open Enrollment period starts actually on their birthday. So, you can write Plan G, etc. because of Open Enrollment, but it cannot start before their actual birthday.

They do get another Initial Election Period (IEP), also known as Open Enrollment – any plan from any carrier (and full comp for you) when they get a Medicare Supplement due to being 65.

Read this great article on Medicare due to Disability and what states have what protections in place.

 

As to when Medicare, itself, starts:

When will my Medicare coverage start?

If you sign up for Part A (if you have to buy it) and/or Part B in this month: Your coverage starts:
The month you turn 65 1 month after you sign up
1 month after you turn 65 2 months after you sign up
2 months after you turn 65 3 months after you sign up
3 months after you turn 65 3 months after you sign up
During the January 1–March 31 General Enrollment Period July 1

See: https://www.medicare.gov/sign-up-change-plans/how-do-i-get-parts-a-b/when-will-my-coverage-start