February 22, 2013 Webinar Replay

Topics Covered: Equitable Life & Casualty Medicare Update CIGNA Update Medicare Advantage Penetration Which Medicare Supplement Plan Letter? Chattering vs. Closing – don't talk too much! Learning when enough is enough, and when to SHUT up. Going after the “Low…

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Doctor Reimbursements for Medicare

This is a good article that goes in depth into how doctors are reimbursed by Medicare. Our our latest webinar, Feb 15th, we covered how the Medicare Supplement plans compare and which ones take care of “Excess Charges”. While most…

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February 15 Webinar Replay

Topics Covered: Changes in Medicare and Doctor Acceptance “The DOC Fix”  – Sustainable Growth Rate Medicare Overcharge Measure (MOM States) Medicare Overcharges /Excess Charges History on Plan N   <– Important to know 2010 Medicare Modernization 40 Minutes of Agent Questions…

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Telemarketing vs. Door Knocking

This is a reprint of a forum post by Christopher Westfall on the question “Door Knocking vs. Telemarketing”:

Originally Posted by HoosierLife View Post

First week cold calling I got 20 leads off of 8 hours of calling. Now I have a background in telesales, but as long as you dont get discouraged, dont take things personally and smile and dial you'll be fine. I would highly recommend a dialer though. It really increases your performance from manually dialing.

I think this is awesome, and really solves the mystery of door-to-door vs. Telemarketing. The fact that you are relatively new means that you have not been allowed to succumb to what many veteran agents do. They'll look for the easier method, cheaper method, least amount of work method.. and stop doing what WORKED.

Telemarketing, with a predictive dialer specifically, allows you to be reaching out to 3 or 4 people at one time until you find someone able to hear you out. Door knocking involves not only the travel from door to door, but also the limitation of a best case scenario that one person at a time will be there to hear you out.

With telemarketing, you go from one “no” to the next “no” in record time, thus sorting those out from the eventual “yes” and you will find the yes more efficiently.

In order to continue to do something that, at first, appears painful, you must have a consistent set of rewards along the way. Otherwise that painful behavior will not be continued.

When calling folks about Medicare Supplements, in particular, I know that the sale that eventually happens has done two things.

One, it has put more money into the house of a senior who usually desperately needs it, as they're on a fixed income. I've not take anything from them, I've provided money back to them. This is a much easier transaction.

Two, it has provided an on-going income stream to my business and reduces the amount of future calls I'll have to make as I proceed toward my target number of clients. If you're on a constant rat wheel of having to find the next sale in order to continue your flow of income, you'll eventually fall off from fatigue or old age. Or worse, if you're prospecting for final expense, the minute you stop prospecting and going on sales calls, the chargebacks come slap you from behind on that 15% to 20% that cancel in the first 9 months.

Or you could make every sale turn into a stream of residual income so that your one effort turns into a walk-away income from your existing clients and the phone ringing with referrals all the time. This is a big motivator for me as I continue to smile and dial.

UPDATE: July 31, 2013 
See the interview with a successful door-to-door agent who sells 8-12 Medicare Supplement policies with zero lead cost.
See the interview here: https://medicareagenttraining.com/getting-started-without-leads/

February 8, 2013 Webinar – Medicare Advantage

We discuss T-65 (Turning 65) marketing. We also compare Medicare Supplements to Medicare Advantage. 90% of those on a Medicare Supplement plan are happy with it. We also look at the saturation of Medicare Advantage in the country and where you can…

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The Whole System Webinar

February 1 Webinar Replay – the Whole System  This was a walk through of the ENTIRE process from start to finish. This is a long one! Recorded February 2013   Update since webinar.. the interactive state map has been replaced….

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Feb 1st Webinar

The webinar held February 1st was, as you could say, all inclusive! Yes, it was long – ran three hours, but covered everything in our entire process, with holes filled in from the other training modules. This showed what you…

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