This is how I get a faster internet connection, with the utmost security, no matter where I am.
I wrote four applications from a Chicago hotel, using their WiFi connection + VOIP (internet phone connection using Skype Out) + screen share (Join.me) and the video on the screen.. worked perfectly.
Here is the current state of affairs with the E-Apps currently available… Updates for: Aetna, CIGNA, Mutual of Omaha, Stonebridge, Equitable Life & Casualty See the video:…
Remember, that in order to sell Medicare Supplements, no certification beyond your health license is required. See my video.. This is the beginning of the busiest season of the year! Get ready for it!…
Should you use your personal name, when calling for clients, or use a company name?
That is the question answered in this webinar:
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See the video:
The quote engine we see is a reflection of today's published rates by the carrier. This has absolutely NOTHING to do with the rate the long time customer is paying right now. What you are seeing on the quote engine…
That's the topic of this week's SeniorAgentPodcast with Chris Westfall.
Feel free to listen to the answer!
Click here: http://senioragentpodcast.com/sap-009-cancelling-medicare-supplement-policy/
Questions answered include:
This is a briefing on newly-released rate increases and how they can assist you with picking a carrier to run with and a plan to recommend to clients. Watch the video:…
New Member / Overview Webinar from 08-15-14: Download Webinar Slides Medicare Made Clear InfoGraphic Obamacare Medicare InfoGraphic New: Sales Tools – Best Tips from Agents from Senior Market Advisor May 2014 More Resources regarding the Home Healthcare Opportunity: IMPORTANT LATEST…
Through on-going testing, it was discovered today that Send Out Cards has fixed the programming problem with sharing campaigns. This means that I can, once again, share the campaigns that have made my practice so successful. There was a waiting…
I had this question today and wanted to find the best possible video walk through on it. If you are using PDF contracts and applications, you might want to be able to apply your signature and to do so as…
Several folks have written lately, saying that they are now unable to print quotes like they used to from the newly re-designed Ritter quote engine. Here's a video on how to print the quotes, but I don't suggest just printing…
Excerpt from SeniorAgentPodcast on iTunes:
This is a question that was asked by a new agent this week.
The agent said she had heard that you can lose your license, pay a fine, etc. for cold calling someone about Medicare plans.
What the agent is referring to is the marketing of Medicare Advantage Plans.
You can find the marketing rules from CMS about Medicare Advantage plans here.
However, in most all states, it is perfectly legal to telemarketing / cold call, door knock, and approach seniors about Medicare Supplement plans.
Only two state has restrictions on the marketing of Medicare Supplement plans.
One is Ohio. Their law prohibits the following for both Medicare Advantage AND Medicare Supplement marketing.
(2) Any of the following unsolicited contacts with a Medicare-eligible person:
(a) Door-to-door solicitation including leaving information such as a leaflet, flyer, or door hanger at a residence, or leaving information such as a leaflet or flyer on someone's car;
(b) Approaching individual prospective applicants in common areas (e.g., parking lots, hallways, lobbies, sidewalks, etc.);
(c) Telephonic solicitation including leaving electronic voicemail messages;
(d) These prohibitions on marketing through unsolicited contacts do not extend to mail and other media (e.g., advertisements, direct mail), or unsolicited contacts with prospective applicants with whom the entity or insurance agent has a business relationship.
Near the end of this podcast, I have several suggestions for various new ways to market Medicare Supplement plans through centers of influence.
The other state, as of 2024, is Mississippi. See the article describing this here:
Those referenced interviews can be found at MedicareAgentTraining.com
Hear the audio of the podcast answer here.
Also on the topic of telemarketing – You CANNOT call folks for Medicare Advantage plans, as said before:

Today, Monday June 9, 2014, I had FIVE agents write to me that they've just sold their first Medicare Supplement policies.
Their membership costs here at the support site are now waived forever.
Thank you guys (and gal) for stepping up and stepping apart!
You continue to prove that yes, this can be done successfully, and I'm very proud to be working with you!!!!
Chris Westfall
Covered in this video update: Easier Ways to Get Clients Online Senior Summit Wrap up E-Application Updates on: – Stonebridge – Aetna – Mutual of Omaha – Equitable Life – Heartland National Heartland's New Association Plan See the Video: Runtime:…
I had such a great time as a featured speaker at the 2014 SMS Sales Summit in Columbia, Missouri on May 20, 2014.
The event was great fun and I was able to meet about 20 members of the site!
It was so much fun to be able to put faces with the names, finally!
My session began with me entering the room wearing a blue bathing suit and yellow t-shirt.
(See the pictures below)….
These are good changes with both Mutual of Omaha and Aetna.. Documents mentioned in the video: Mutual Plan F & Plan G Rate Change Documents: 04.30.14-June-Modernized_INFORCE_BR 04.30.14-May-Rate-Release_TN_BR 05.07.14-May-Modernized-Rate-Adjustment_GA_BR Express » Blog Archive » South Carolina Rate Release Note: Aetna E-app…
This is an interview Chris conducted on February 20, 2014 with Jenny, near Dallas. Jenny pays nothing for marketing and writes an average of 20 new plans per month through referrals. Jenny later sent me the presentation that she uses…
One major carrier that entered the Medicare Supplement market last year initially had a very strict clause in their contract that they almost-immediately removed due to agent backlash. It said an agent could not, under any circumstances, replace one of their policies for at least two years.
There is also a major agency out there that recruits with a “free leads” model for Medicare Supplements that says that the owner specifically prohibits you to contact your clients that you've written, after you've written them.
He says in his agent contract that he believes it's in their best interest to be “left alone” and not bothered again by the agent.
“If they don't call you, leave them alone and they will stay.“
Oxford Life did a webinar specifically to address their unique underwriting methodology. I covered on a December 20, 2013 webinar how they added over 20 questions to their verification call that were not contained in the application process. This method…