As Seen on Sharktank: “I’m Out!”

As seen on Shark Tank, sometimes you just have to say, “I'm Out!” when you are presented with someone that only excuses, no results, and wants you to rescue that situation.

What Lori has to say about it:

What Robert has to say about it:

 

And Cesar said it, too:

Faster Internet with Security

This is how I get a faster internet connection, with the utmost security, no matter where I am.

I wrote four applications from a Chicago hotel, using their WiFi connection + VOIP (internet phone connection using Skype Out) + screen share (Join.me) and the video on the screen.. worked perfectly.

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Getting Ready for A.E.P.

Remember, that in order to sell Medicare Supplements, no certification beyond your health license is required. See my video.. This is the beginning of the busiest season of the year! Get ready for it!…

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How come I can’t have those rates?

The quote engine we see is a reflection of today's published rates by the carrier. This has absolutely NOTHING to do with the rate the long time customer is paying right now. What you are seeing on the quote engine…

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How do you cancel the old Medicare Supplement policy?

How do you cancel an old Medicare Supplement policy when the new one has been issued?

That's the topic of this week's SeniorAgentPodcast with Chris Westfall.

Feel free to listen to the answer!

Click here:  http://senioragentpodcast.com/sap-009-cancelling-medicare-supplement-policy/

 

 

Questions answered include:

  • When should you cancel a new Medicare Supplement policy?
  • Do you call, or does the client call the old company?
  • Is a form required to cancel an old policy?
  • Can they get their old policy back?
  • Is there any grace period?

 

 

New Member Overview Webinar

New Member / Overview Webinar from 08-15-14: Download Webinar Slides Medicare Made Clear InfoGraphic Obamacare Medicare InfoGraphic New:  Sales Tools – Best Tips from Agents   from Senior Market Advisor May 2014 More Resources regarding the Home Healthcare Opportunity: IMPORTANT LATEST…

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Send Out Cards Campaigns FIXED

Through on-going testing, it was discovered today that Send Out Cards has fixed the programming problem with sharing campaigns. This means that I can, once again, share the campaigns that have made my practice so successful. There was a waiting…

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How to Print Quotes from Ritter

Several folks have written lately, saying that they are now unable to print quotes like they used to from the newly re-designed Ritter quote engine. Here's a video on how to print the quotes, but I don't suggest just printing…

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Is it legal to call folks about their Medicare plan?

Excerpt from SeniorAgentPodcast on iTunes:

Can I legally call someone and talk about Medicare Supplement plans?

This is a question that was asked by a new agent this week.

The agent said she had heard that you can lose your license, pay a fine, etc. for cold calling someone about Medicare plans.

What the agent is referring to is the marketing of Medicare Advantage Plans.
You can find the marketing rules from CMS about Medicare Advantage plans here.

However, in most all states, it is perfectly legal to telemarketing / cold call, door knock, and approach seniors about Medicare Supplement plans.

 Only two state has restrictions on the marketing of Medicare Supplement plans

One is Ohio. Their law prohibits the following for both Medicare Advantage AND Medicare Supplement marketing.

(2) Any of the following unsolicited contacts with a Medicare-eligible person:
(a) Door-to-door solicitation including leaving information such as a leaflet, flyer, or door hanger at a residence, or leaving information such as a leaflet or flyer on someone's car;
(b) Approaching individual prospective applicants in common areas (e.g., parking lots, hallways, lobbies, sidewalks, etc.);
(c) Telephonic solicitation including leaving electronic voicemail messages;
(d) These prohibitions on marketing through unsolicited contacts do not extend to mail and other media (e.g., advertisements, direct mail), or unsolicited contacts with prospective applicants with whom the entity or insurance agent has a business relationship.
Near the end of this podcast, I have several suggestions for various new ways to market Medicare Supplement plans through centers of influence.

The other state, as of 2024, is Mississippi. See the article describing this here:

IF YOU SELL MEDICARE SUPPLEMENTAL OR ADVANTAGE INSURANCE PLAN THROUGH TELEMARKETING: you may no longer be in Mississippi

 

Those referenced interviews can be found at MedicareAgentTraining.com

 Hear the audio of the podcast answer here.

 

Also on the topic of telemarketing – You CANNOT call folks for Medicare Advantage plans, as said before:

 

A New Record Set – Congratulations!

Today, Monday June 9, 2014, I had FIVE agents write to me that they've just sold their first Medicare Supplement policies.

Their membership costs here at the support site are now waived forever.

Thank you guys (and gal) for stepping up and stepping apart!

You continue to prove that yes, this can be done successfully, and I'm very proud to be working with you!!!!

 

Chris Westfall

 

Medicare Market Updates May 23 2014

Covered in this video update:   Easier Ways to Get Clients Online Senior Summit Wrap up E-Application Updates on: – Stonebridge – Aetna – Mutual of Omaha – Equitable Life – Heartland National Heartland's New Association Plan See the Video: Runtime:…

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Chris Was Featured Speaker at 2014 Agent Summit

I had such a great time as a featured speaker at the 2014 SMS Sales Summit in Columbia, Missouri on May 20, 2014.

The event was great fun and I was able to meet about 20 members of the site!
It was so much fun to be able to put faces with the names, finally!

My session began with me entering the room wearing a blue bathing suit and yellow t-shirt.
(See the pictures below)….

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Mutual and Aetna – Important Updates

These are good changes with both Mutual of Omaha and Aetna.. Documents mentioned in the video:   Mutual Plan F & Plan G Rate Change Documents: 04.30.14-June-Modernized_INFORCE_BR 04.30.14-May-Rate-Release_TN_BR 05.07.14-May-Modernized-Rate-Adjustment_GA_BR Express » Blog Archive » South Carolina Rate Release Note:  Aetna E-app…

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How to Get Referrals from Financial Planners

This is an interview Chris conducted on February 20, 2014 with Jenny, near Dallas. Jenny pays nothing for marketing and writes an average of 20 new plans per month through referrals. Jenny later sent me the presentation that she uses…

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Replace or Leave Them Alone?

One major carrier that entered the Medicare Supplement market last year initially had a very strict clause in their contract that they almost-immediately removed due to agent backlash. It said an agent could not, under any circumstances, replace one of their policies for at least two years.

There is also a major agency out there that recruits with a “free leads” model for Medicare Supplements that says that the owner specifically prohibits you to contact your clients that you've written, after you've written them. 

He says in his agent contract that he believes it's in their best interest to be “left alone” and not bothered again by the agent. 

If they don't call you, leave them alone and they will stay.

Read more Replace or Leave Them Alone?

Oxford Life Explains their Underwriting, Finally

Oxford Life did a webinar specifically to address their unique underwriting methodology. I covered on a December 20, 2013 webinar how they added over 20 questions to their verification call that were not contained in the application process. This method…

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